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As opposed to being denied a loan in the 70s if your husband isn’t there or refusing to lend to Black customers
Yea now you can only be lent money if you don’t need it. Great system! Don’t worry though if you are black or divorced from the primary household earner and you need money, you still wont’ get it.
arbitrarily take on debt
If you count paying off a credit card, or paying a phone bill every month “arbitrarily debt” then you’re pretty stupid.
Credit cards are the definition of arbitrary debt. If the correct way to use them is to pay them off every month, and the only reason is for points/benefits, they are completely arbitrary. Just another way to profit off of people in difficult situations or those with weak willpower.
