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Joined 1 year ago
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Cake day: July 13th, 2023

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  • Start saving for retirement now. You can make literally millions by putting away 10% of your income early on. Do it automatically so you never even notice the money gone.

    If you are worried about making the wrong choice and your company doesn’t have a 401k, open an IRA somewhere (Fidelity if you need someone to make the decision for you) and pick a date targeted fund. Set up auto deposit. Never look at the balance.

    You can always make it better later but for now the best thing to do is start. Don’t let analysis paralysis get in the way.












  • Netflix bungled this. They could have said “starting on January 1, 2022, no new accounts will be able to share passwords between households.”

    No one would cancel. Some would probably go to a cheaper tier but would keep their accounts active forever. Plus, people who share accounts don’t cancel because their family members might be watching. Netflix’s churn rate would have embarrassed HBO and Disney.

    But no, they are chasing shortsighted, anti-customer gains and now are reaping what they sowed.





  • Like someone else said, it’s a hobby. I spend money on things, they make me happy for a little bit, they make problems for me, rinse, repeat.

    Why do people go fishing when you can buy fish in the store? Why do people draw instead of taking pictures?

    It’s nice to go to bed with all the lights on, press a button and have them all go off. It’s nice to have the doors lock when I leave and unlock when I come home. It’s nice to get an alert on my phone if my garage door is open when I leave. It’s nice that all the lights come on as the sun sets.

    None of these are necessary, but all of them are nice and it would be annoying if I had to go back to dumb lights.