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I don’t disagree with you at all. I bounced off of PoE many times over the years because I just couldn’t wrap my brain around the depth of the game. Like I said, I still only play with build guide. I suppose there is build diversity in D3, maybe a better way to describe it is prescribed. I never really felt there was the ability to come up with wacky builds out of the available options. I think Last Epoch strikes the best balance there.
You do. they’re the only “pay to win” aspect of the game. You need premium stash tabs to use the trade site functionality and managing a lot of the drops really requires stash tabs. However, you can get what you need for $20-30. I actually ended up buying supporter pants in a “Take my money!” kind of way because of how much time and enjoyment I’ve gotten out of the game. You can absolutely get in and play without stash tabs, but if you want to get serious about the game they’re pretty much required.