No no it’s the immigrants!!! (please ignore the real estate funds buying up property and jacking up rents)

No need for peace talks if you exterminate the other side taps forehead - Israel probably.

It’s truly a shame to watch this play out. And no this doesn’t mean I support Hamas. I just also don’t support Israel.

It’s more the case that if you use more than 20% it is seen as negative. 0-10% is excellent, 10-20% is good, and it gets worse from there. Every year I request a credit increase despite my spending staying the same simply because it makes my utilization go down. But it’s dumb. I don’t need the extra credit. I’ll never use it. But have to have it to max my score.

Was coming here specifically to say credit scores. Oh what’s that you paid off your student loans? Here have a big credit hit as a treat. Oh you’re using your credit? Here have a credit hit even tho you’ve never missed a payment. How dare you use the credit you have??