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4 months agoKnew I’d seen this somewhere. Top Gear season 12 episode 3. I guess Toyota was ahead of their time: https://en.m.wikipedia.org/wiki/Toyota_i-REAL
Knew I’d seen this somewhere. Top Gear season 12 episode 3. I guess Toyota was ahead of their time: https://en.m.wikipedia.org/wiki/Toyota_i-REAL
Interest rates represent the opportunity cost of investing that money elsewhere, of which lending risk is only one component. Also, the point is moot because lenders can still lose money if borrowers default, even if borrowers cannot legally discharge the debt in bankruptcy, so the lender does hold risk.
Some have tried working on this. Authentik even developed a hack to make it work with HomeAssistant. Unfortunately the core devs of HomeAssistant have historically viewed external auth as a niche feature that users don’t care about.[1] Not sure if that is still the case, but until that mentality changes we are stuck with native auth because PRs are just going to get denied.
I think this post pretty much sums it up:
https://github.com/home-assistant/architecture/issues/832#issuecomment-1328052330 ↩︎