If you think about it like renting vs buying a house it makes sense. A VPS means hardware problems are not your problem and you can switch or upgrade for free anytime, but you pay more in the long term.

Also, the costs don’t end when you buy your own hardware. Power ain’t free and swapping out components when they die does add up, especially hard drives.

This is a great one and to add it also allows for secure notes, 2FA and sending files securely.