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Joined 1 year ago
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Cake day: July 1st, 2023

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  • I think the bigger part is it lowers the barrier to entry for others.

    There are spots where, if I wanted to build a 10 br apartment complex, I’d have to have a 20 space parking lot. That means I either need more land or more construction for a parking deck. Expand that out to 100/200 units and you can quickly see where this becomes a barrier.

    Not to mention, this further necessitates parking because now my nearest neighbor is further away, which could have simply been a bar or grocery store.

    Now I’m not someone that can afford to build something that big, but I wouldn’t be surprised to see new builders move into the market.



  • Speaking from the pharmacy perspective.

    Banks wove their way into drug transactions as a middleman called Pharmacy benefits managers. They stand between insurance and pharmacies to prevent collision, but instead, what we see is insurance companies pay a lot for drugs, while pharmacies see very little for that drug. Over 50% is being taken by the PBM because they’re “preventing” collision. Don’t even get me started on the vertically integrated pharmacies like CVS and United who abuse their position to force consumers to use their pharmacies instead of competitors or use “technological advancements” to keep their prices lower than their competitors.

    NYC is currently trying to pass legislation to fix this, but that’s only at the state level.

    Wall Street needs to get the fuck out of healthcare and healthcare needs to stay the fuck out of Wall Street. Once a healthcare org talks about share holders, we’re no longer talking about patients.



  • Just bought an EV from a local dealer. Went in on Saturday because they had a 2 month used listing on their website for about 10k under MSRP. They told me, oh no that sold, but please check out the new cars. I entertained them and told them they’d need to bring down the price 10k to get me to sign because it’s simply out of my price range. They also mentioned these things (ioniq 6) are selling extremely quickly and they only have a few on the lot.

    They insisted and played games for a week, with offers OVER msrp, so I let them waste their time. They pushed me to come in, so as I was about to sign, I told them, actually, no. I need an offer 10k under MSRP or I’m leaving. At this point that was a 15k cut. They’ve now wasted a week of negotiation and suddenly found the used one I originally requested, but it was at their off-site lot.

    We drove over there, and it was a large 5 story parking deckcompletely filled to the top. They even had cars parked in front of cars. They tried one last game and made me wait for 3 hours to get it out.

    All that is to say, let the fuckers bleed. If they can’t afford Christmas, maybe they need to learn what the fuck capitalism really means. If they can’t afford new years, it’s time to make a new resolution and if they can’t afford spring break, it’s time to find a new job.